Thursday, April 3, 2014

New Phase In Life: Homeownership!

My house is officially complete! Tomorrow is my closing. And today is the last day of this journey and the last day that I'll officially just be a renter. I'm just so excited, I can hardly stand it!

A year ago, I didn't think I would be owning a home for a few more years. I didn't think that my credit was good enough or that I could qualify.  But all of that changed when I met Chance at KB Home. He put me in touch with Jaime, my mortgage professional, who worked hard for weeks to get my approval.

Five months ago, my journey began with the signing of a contract. Now tomorrow, I'll sign my first mortgage and officially get the keys to my new home! My girls and I are planning on spending the night there, sleeping on air mattresses. It's a way for us to celebrate it being ours!

Im sure my next postings will be about home d├ęcor and gardening, lol. Stay tuned!

Thursday, March 13, 2014

The House is Almost Finished!

My new house is almost finished. We're getting the last of the interior installed and then will begin with the touching up and tweaking. Today, this is how she looks.

We just got landscaping (happening while this pic was taken) and flooring. Next they have to stain the railing, touchup paint, install doorknobs, paint areas of the exterior that need to be or touch them up, and install the countertops and backsplash in the kitchen. She's coming along! I just love how it's all coming together. The colors and pieces I selected look really well together.

Check out my daily blog about all of that at

Monday, February 3, 2014

It's Been A While

It's really been a while since I gave this blog any love. I've been so busy blogging about the building of my new house that I haven't had much time to post anything here. Feel free to go check it out, if that's your sort of thing at

Tuesday, December 3, 2013

Letters From the North Pole

I originally posted this blog post last year but felt it was a good one to repost, especially for those parents of school-age children who might be questioning whether or not Santa is real. So, here it is again.
It's that especially wonderful time of year again! Time to trim the tree, hang the stockings and send out beautiful cards and packages to your loved ones. This year, add one more special something to those wonderful sentiments... send them from the North Pole.

That's right, North Pole, Alaska. Home of Christmas 365 days a year. Their quaint town features a 50-foot Santa greeting your arrival, candy cane light poles to guide you along and enough Christmas cheer to make even the toughest scrooge smile in Christmas spirit.
If you bundle up your Christmas cards in a manila envelope and send them off to the North Pole, Alaska, they will get cancelled by the post office there with a splashy stamp for the season that will impress your entire Christmas list when they see your card in their mailbox.

Simply mail your sealed, stamped and ready-to-be-mailed bundle to:

1 Santa Claus Lane
North Pole AK 99705-9901


Last, if you're looking for a way to keep the kiddos believing in Christmas, visit Santa's Official North Pole Mail. Here, you can create letters from Santa with customizable text with your choice of themes and papers. You can also add on special extras like a real wax stamp, a certificate for being on the Nice List, reindeer food, "evidence" of Santa being there and more. And, like my post above, these are mailed from North Pole, AK, too, and will feature the awe-inspiring cancellation stamp that will surely make any 'ne'er -do-well'er think twice before being bad this close to Christmas.

P.S.  Last year I ordered the letters from Santa and they were a huge hit. I took a picture of my daughter's face as she checked the mail, saw the big flashy red packaging and read who it was from. She was in disbelief when she pointed and said "it's from Santa!" She loved it! She is my good girl so along with her letter, she received an official nice list certificate and some special food to sprinkle out on the lawn so the reindeer would know which house was ours. She also received her package before my little one got hers. I planned it that way, which turned out to be for the best as my little one watched and wondered if she would get one, too, or if she had been a little too naughty. When hers came, it was a little different in the wording but special just for her.

This year, I opted for the personalized postcards because Santa is just too busy to write a long letter to every kid. Right? Im sure they'll be a hit, too.

Monday, November 11, 2013

It's Peek Day

I'm seventeen days into the home building process and it's Peek Day! Today is the day I get to go take a peek at all of the options available to me for designing my new home. There is so much to think about and so much to choose. Then, this Wednesday will be my first official appointment where my choices will become upgrades and add-ons. Then, I get to sleep on it for a week, ponder my choices and if I need to make any alterations, I can at that time. After that, materials are ordered and plans are made for the builders (and it costs me money to change).

Up until this point, Ive had my mortgage app approved and sent to underwriting for "golden approval" with FHA. We were given the green light on Friday. The next day KB Home Studio was calling to schedule my appointment. It's going to go quick now! Once my choices are made, they survey my lot and we decide where to place my home and talk about other aspects of my lot. Permits get pulled and construction will begin within a couple weeks.

The fun is beginning!! I am just so happy to be able to do this and to be able to give this to my girls. Life is good!

If you'd like to keep up with the daily happenings along this journey, please check out my blog Raising Ignacia.